My girlfriend has student loans from two lenders (Mohela and Nelnet) totaling $20k and 14k and both interest rates are very high at 6-9 percent! I am considering she consolidates them and they seem to be private loans. Also considering refinancing at least her Nelnet loans but then she loses repayment options originally instated. Not […]

So, I got myself into a very bad loan on a truck. I was naive and decided to go by myself and buy a truck that was a 2010, very low mileage and good condition. I somehow failed to negotiate or even ask what the payment was going to be just got the credit app […]

How do I know if a consolidation loan is the best option for my student loans?

How do i find someone who can advise me on improving my credit scores? I don’t need a CCCS program, just someone who will guide me through the process as i pay bills off to get my credit scores up.

Would it be wiser to send excess money built up toward mortgage (remaining $34k at 4.2%) or toward personal loan (remaining $9.5k at 7.78%)?

I am a physical therapist and my student loans are about to start collecting interest and I am looking for guidance on what plans would be best for me overall to payback my loans and seeing if you guys could help/rates for a meeting would be?

Should I sell the entirety of my investment portfolio ($32k) that I’ve had since 2020 to pay off my wife’s credit card/loan debt? Or keep all my investments and use extra monthly income to slowly pay down the balance?

What do you do when your student loan payment amount is higher than your wages?

What to do with bonus – should I pay off my credit cards first, or sell car and cover the amount I’m upside down on? I have 2 cars so I would go down to 1. Bonus ~$10k / CC debt high interest over 20% ~$5.5k (total min monthly payments ~$350) / Upside down on […]